solidarity
Beatrice NIZIGIYIMANA (pictured left) is president of one of the Shigikirana Village Savings and Loan groups that World Relief Burundi partners with in Burundi. Although her personal story is typically painful of returning refugees in Burundi, she seems unique in her openness to share her struggles. The joy that lights up her face when she speaks is distinctive and telling.
Like other returnees and Savings and Loan Group members in the southern province of Makamba, Beatrice’s current challenge in life is to rebuild her home and livelihood in a fragile, post-conflict situation. While Beatrice faces similar struggles to other returnees, her situation is unique and perhaps even more challenging than most.
Beatrice is 37 years old and a widow. Her husband died four years ago, and while being a widow in a post-conflict country is common, the redeeming quality and her strength would ordinarily be found in her children. However, Beatrice is barren. This fact undoubtedly gave approval to her late husband to take a second wife to bear his children. After her husband’s death, his family gave the second wife and her children the majority of his assets and possessions— leaving Beatrice with next to nothing. While circumstance and society stripped her of financial stability and social worth, she was cheated of one last thing, her health. Beatrice is HIV-Positive.
Amazingly, Beatrice seems to not be hindered or owned by these circumstantial strikes against her. She embodies confidence, joy, child-like faith, and love. These qualities no doubt testify to her election as the president of her Village Savings and Loan group almost one year ago. The association, appropriately named Rukundo (meaning “love” in Kirundi), meets once a week for group members to together save earnings and buy shares. Monthly, they disperse their accumulated savings as loans amongst one another and pay interest on previous loans. After one year, the group’s amassed capital is distributed to its members according to shares bought throughout the year. Beatrice and her group are currently, in June 2010, approaching their one-year mark!
Rukundo is one of 60 Shigikirana savings group in Burundi, 34 of which are in Beatrice’s southern province of Makamba. The groups averaging, 15 to 25 people apiece, meet weekly—Beatrice’s group meets in the small red-brick Anglican Church of Kayogoro. Kayogoro is a small village, offering little but a market place to support the surrounding communes. In this market, most savings group members own various stalls and businesses. With loans they receive, they buy and sell vegetables, cooking oil, charcoal, clothing, fish, and other goods. After repayment, they often profit approximately $7-$15 over a period of one to three months. This extra income is often reinvested in the group through share buying.
For Beatrice, the personal benefits of her involvement in the savings group are multi-faceted. With a loan from the group, she hired someone to help her begin a business. She now makes a traditional, sweet banana drink and transports it to various restaurants to sell. The helper lives with her and assists her with farming her small plot of land— an invaluable help in her weakened condition.
Every savings group has a social fund. From this fund, members can request assistance with various expenses like school fees, funerals, and other such life situations that are predetermined by each group. Beatrice’s group helped put a front door on her house, and they help finance ARV drugs for her. Additionally, the community that she found in her savings group proved itself to be more than just financially supportive. In many ways, it is life-giving. “The best thing is the group. In the group, we come from different backgrounds, but we all work together,” Beatrice says. Solidarity is a powerful thing!
Beatrice’s second name means “trust in God”. To Him, she attributes her joyful existence. She says she is a blessed woman. In her savings group, she has an accepting and supporting community. Despite the differing socio-economic levels within the group, they work together. Their collaboration is based on mutual trust and care for each other. Beatrice has her trust in Jesus Christ’ unconditional love for her. It is with the support of her community and her faith in God that
Story by Isaac Barnes and Trina Chase











